List of Forms

Assessing Your Debt Situation
Outstanding Debts Worksheet

Avoiding Overspending
Daily Expenditures Worksheet
Monthly Income From All Sources Worksheet

Handling Existing Debts
Dispute Credit Card Bill (Letter)
Error on Credit Card Bill (Letter)
Make Payment if Negative Removed or Account Re-aged (Letter)
Request Short-Term Small Payments (Letter)
Request Short-Term Pay Nothing (Letter)
Request Long-Term Pay Nothing (Letter)
Request Rewrite of Loan Terms (Letter)
Offer to Give Secured Property Back (Letter)
Cashing Check Constitutes Payment in Full (Outside of California) (Letter)
Cashing Check Constitutes Payment in Full-First Letter (California) (Letter)
Cashing Check Constitutes Payment in Full-Second Letter (California) (Letter)
Inform Creditor of Judgment Proof Status (Letter)
Inform Creditor of Plan to File for Bankruptcy (Letter)
Request Direct Negotiation With Creditor (Letter)
Dispute Quality of Goods or Services Received (Letter) F-4: Monthly Budget

Dealing with Collection Agencies
Collection Agency Cease All Contact (Letter)
Complaint About Collection Agency Harassment

Cleaning Up Your Credit File
Request Credit File
Request Reinvestigation
Request Follow-Up After Reinvestigation
Request Removal of Incorrect Information by Creditor
Creditor Verification
Request Addition of Account Histories
Request Addition of Information Showing Stability
ID Theft Affidavit and Instructions
Annual Credit Report Request Form

Average Customer Rating:

A Must Read !!	Customer Rating:
I bought this book a few years ago out of desperation, due to a divorce and an ex-husband destroying my perfect credit. This book enabled me to repair my credit and take the proper steps in a very difficult situtation. Things I never knew I was able to learn how to do. I am buying the updated version of this book and I lend it out all the time. I highly recommend this book.

GOOD INFORMATION	Customer Rating:
I was a little disappointed since most of it was information I already new, but it may not be the case with everyone. Needless to say there is still some good information in the book and the CD has some great letter assists that are worth the price.

Great info!	Customer Rating:
As some others have mentioned, most of the information in this book is available for free. However, for the price, having useful, effective information like this in an easy to use format is well worth it.

Very Little Useful Information

Customer Rating:

This book provided very little information thats is not already available for free. Do a search on credit repair or credit reporting and you will get all the information you need on the internet. The entire credit reporting act was quoted. Rather than a useful interpretation, the reader is left to go through 50+ pages of legaleze. BTW, the law is public, therefore can be found without buying the book -- which adds no additional value.

Credit Repair 7th edition	Customer Rating:
I found this book to be very informative and helpfull. I have used it has a guide in helping repair my own credit. I recommend it to many.