Credit Repair,   ISBN:9781413310191

Customer Rating: 

This is the best book on the marketing on understanding and demystifying the convoluted world of Consumer Credit scores. You will understand how better to use your FICO score and consumer credit. Very well organized.

Customer Rating: 

Much of this information is common knowledge, but it is good to have in book form. This clarifies how and what to do very nicely.

My biggest problem is that I felt it could have been explained much simpler. This book is approximately twice as long as I think it needed to be. The information is correct and useful for the most part, just a bit long winded.

Customer Rating: 

. . . and that is to collect in one book/CD a large amount of useful advice and usable documents into a single resource book.

There is particularly new here, and certainly nothing here that is not available elsewhere -- but one would have to spend a significant amount of time doing research in order to actually assemble what is collected here.

I'm not convinced as to how far using this book would actually repair one's credit, but it certainly provides an extremely useful "jumping-off" point, and I suspect that in an emergency, one could use this book to at least forestall problems long enough to get to an attorney.

Useful, even very useful -- but not a "be all and end all".

Customer Rating: 

I felt like the dispute letters were plain and pathetically written. [...] is a site ran by volunteer credit repair experts that offers credit dispute letters for credit inquires, late comments, collections, charge-offs, etc. They have examples on the website that show their letters work.

Customer Rating: 

This is the second Nolo book that I have reviewed. The Credit Repair 9th Edition is the most current for 2009. As usual in the Nolo series, the authors provide a wealth of information about the credit repair process. Everything is explained in clear, easy to understand terms and each chapter is filled with extra information. The book is divided into six major sections. 1. Assessing Your Debt Situation, gives realistic options for dealing with debts including reducing spending, saving and legal options. 2. Avoid Overspending helps you with keeping track of expenditures, budgeting and spending plans. 3. Handle Existing Debts helps to break down debts into categories, deal with creditors and collection agencies including what collection practices are legal and illegal. 4. Clean Up Your Credit Report gives information on what is in your credit report, how to get a copy, review it, dispute inaccurate information found in your report, add information to it and avoid identity theft. Did you know that health and life insurance companies request information on your medical history from the Medical Information Bureau? This is one of the many gems found in this book. 5. How Creditors and Employers Use Your Credit Report tells you who can legally look at your report and how credit apps are evaluated. 6. Building and Maintaining Good Credit gives tips for how to build credit in your name, use credit cards wisely, avoiding credit repair clinics and credit discrimination. The appendix includes contact information on Credit and Debt Counseling agencies and services, online resources and state consumer protection agencies. All of the forms found in the book are available on the included CD. Make sure that you use the Save As drop down list to save them as Word files on your PC. There are also Mac versions available. The Nolo website is also a wonderful resource for clear, helpful information. I highly recommend this book as something every consumer should have. Free updates are available at the [...] website.